Information Package / Course Catalogue
Basic Credit Information
Course Code: BSN207
Course Type: Required
Couse Group: Short Cycle (Associate's Degree)
Education Language: Turkish
Work Placement: N/A
Theory: 2
Prt.: 0
Credit: 2
Lab: 0
ECTS: 4
Objectives of the Course

Credits are one of the most well known topics of banking. Credits are on the asset side of a bank’s balance sheet and one of the most important issues of banking. With this course it is aimed to give essential information about credits to students who have basic banking knowledge.

Course Content

Credit, credit institutions, credits and credit cards

Name of Lecturer(s)
Ins. Zehra GÜLCAN MADRAN
Learning Outcomes
1.Basic information about credits
2.Early warning signals in credits
3.Credit cards
4.4. Foreign trade creits
5.Credit returns
Recommended or Required Reading
1.All literature like course boks, articles, etc.
Weekly Detailed Course Contents
Week 1 - Theoretical
Money and capital markets, credit institutions
Week 2 - Theoretical
What is credit? Limit and risk terms
Week 3 - Theoretical
Basic principles in determining issuing credits
Week 4 - Theoretical
Pricing credits (interest rate of a credit, accrual of interest and interest receipts)
Week 5 - Theoretical
What are the types of credits? Noncash credits
Week 6 - Theoretical
Cash credits
Week 7 - Theoretical
Consumer credits
Week 8 - Theoretical
Credit cards
Week 9 - Theoretical
Consumer loans and credit cards
Week 10 - Theoretical
Corporate and commercial credits
Week 11 - Theoretical
Credits of foreign trade financing: letter of credits
Week 12 - Theoretical
Credits of foreign trade financing: other credits
Week 13 - Theoretical
Early warning signals in credits and problematic-non performing credits
Week 14 - Theoretical
Early warning signals in credits and problematic-non performing credits
Assessment Methods and Criteria
Type of AssessmentCountPercent
Midterm Examination1%40
Final Examination1%60
Workload Calculation
ActivitiesCountPreparationTimeTotal Work Load (hours)
Lecture - Theory140342
Assignment125025
Midterm Examination113013
Final Examination120020
TOTAL WORKLOAD (hours)100
Contribution of Learning Outcomes to Programme Outcomes