Information Package / Course Catalogue
Evaluation of Applications For Credit
Course Code: BSN226
Course Type: Area Elective
Couse Group: Short Cycle (Associate's Degree)
Education Language: Turkish
Work Placement: N/A
Theory: 2
Prt.: 0
Credit: 2
Lab: 0
ECTS: 2
Objectives of the Course

To give occupational information about purposes and results of credit analysis and evaluation of credit applications is the main aim of this course. In this course, it is mainly focused on evaluation and analysis of commercial credits.

Course Content

Credit analysis, balance sheet, income statement

Name of Lecturer(s)
Ins. Zehra GÜLCAN MADRAN
Learning Outcomes
1.Credit concept
2.Credit types
3.Importance of credit analysis
4.Balance sheet and income statement
5.Non-performing loans
Recommended or Required Reading
1.All literature like course books, articles, etc.
Weekly Detailed Course Contents
Week 1 - Theoretical
What is credit analysis and its purposes?
Week 2 - Theoretical
Organizing credit analysis
Week 3 - Theoretical
Principles of credit giving decisions of banks
Week 4 - Theoretical
Factors taking into account in credit analysing
Week 5 - Theoretical
Ways of getting information about loanees
Week 6 - Theoretical
Removing the effects of balance-sheet window-dressing from balance sheets and income statements (in current assets)
Week 7 - Theoretical
Removing the effects of balance-sheet window-dressing from balance sheets and income statements (in fixed assets)
Week 8 - Theoretical
Removing the effects of balance-sheet window-dressing from balance sheets and income statements (in current liabilities)
Week 9 - Theoretical
Removing the effects of balance-sheet window-dressing from balance sheets and income statements (in long-term liabilities and equities)
Week 10 - Theoretical
Removing the effects of balance-sheet window-dressing from balance sheets and income statements (in income statement)
Week 11 - Theoretical
Financial statement analysis (horizontal and vertical analysis)
Week 12 - Theoretical
Financial statement analysis (ratio analysis)
Week 13 - Theoretical
Evaluation of credit applications on behalf of financial statement analysis
Week 14 - Theoretical
Case study
Assessment Methods and Criteria
Type of AssessmentCountPercent
Midterm Examination1%40
Final Examination1%60
Workload Calculation
ActivitiesCountPreparationTimeTotal Work Load (hours)
Lecture - Theory140342
Midterm Examination1303
Final Examination1505
TOTAL WORKLOAD (hours)50
Contribution of Learning Outcomes to Programme Outcomes
PÇ-1
PÇ-2
PÇ-3
PÇ-4
PÇ-5
PÇ-6
PÇ-7
PÇ-8
PÇ-9
PÇ-10
PÇ-11
OÇ-1
OÇ-2
OÇ-3
5
OÇ-4
5
OÇ-5
Adnan Menderes University - Information Package / Course Catalogue
2026