Information Package / Course Catalogue
Debt Management and Credit Analysis
Course Code: BİY213
Course Type: Area Elective
Couse Group: Short Cycle (Associate's Degree)
Education Language: Turkish
Work Placement: Students are required, as part of the course "İMEU201 – Workplace Vocational Training" (30 ECTS) offered in the fourth semester, to undertake and successfully complete workplace vocational training for a minimum of 70 working days at enterprises designated in accordance with the provisions of the Aydın Adnan Menderes University Directive on Workplace Vocational Training.
Theory: 3
Prt.: 0
Credit: 3
Lab: 0
ECTS: 4
Objectives of the Course

The aim of the course is to examine credit policy and loans, to evaluate commercial loan requests and to examine non-performing loans and loan losses, customer profitability analysis and pricing of loans.

Course Content

Credit policies, credit claims, credit losses, profitability analysis and interest rates.

Name of Lecturer(s)
Learning Outcomes
1.To be able to clarify credit risk
2.To be able to clarify Bank Loans
3.To be able to comprehend to manage the credit circle
4.To be able to clarify the elements of credit management
5.To be able to classify the characteristics of domestic borrowing and to be able to determine the borrowing situation.
Recommended or Required Reading
1.Akgüç Öztin, Kredi Taleplerinin Değerlendirilmesi, 6. Baskı, Arayış Yayınları, İstanbul, 2000.
2.Credit Risk Management, BPP Publish., 1992.
Weekly Detailed Course Contents
Week 1 - Theoretical
Introduction to Credit Risk
Week 2 - Theoretical
Bank credits
Week 3 - Theoretical
Credit Elements
Week 4 - Theoretical
Management of the credit circle
Week 5 - Theoretical
Customer Credit limits
Week 6 - Theoretical
Secure payment methods
Week 7 - Theoretical
Deposit payment
Week 8 - Theoretical
Trade
Week 9 - Theoretical
Credit insurance
Week 10 - Theoretical
Covered and unmet risks
Week 11 - Theoretical
Insurance
Week 12 - Theoretical
Sales Management
Week 13 - Theoretical
Bill Discounts
Week 14 - Theoretical
Homework presentation
Assessment Methods and Criteria
Type of AssessmentCountPercent
Assignment2%10
Quiz1%10
Midterm Examination1%20
Final Examination1%60
Workload Calculation
ActivitiesCountPreparationTimeTotal Work Load (hours)
Lecture - Theory142142
Assignment110111
Quiz112113
Midterm Examination1718
Final Examination126127
TOTAL WORKLOAD (hours)101
Contribution of Learning Outcomes to Programme Outcomes
PÇ-1
PÇ-2
PÇ-3
PÇ-4
PÇ-5
PÇ-6
PÇ-7
PÇ-8
PÇ-9
PÇ-10
PÇ-11
OÇ-1
5
5
4
5
4
5
5
4
3
4
1
OÇ-2
4
5
3
4
5
4
5
4
4
5
1
OÇ-3
4
3
5
5
5
5
4
5
4
5
1
OÇ-4
5
5
5
4
5
4
5
5
5
5
1
OÇ-5
5
5
4
4
4
3
4
5
5
4
1
Adnan Menderes University - Information Package / Course Catalogue
2026