Information Package / Course Catalogue
Housing Finance and System
Course Code: ISL421
Course Type: Area Elective
Couse Group: First Cycle (Bachelor's Degree)
Education Language: Turkish
Work Placement: N/A
Theory: 3
Prt.: 0
Credit: 3
Lab: 0
ECTS: 5
Objectives of the Course

This course aims to examine by evaluating the mortgage finance system in Turkey and the World in terms of project managers and end-users.

Course Content

Introduction, General Property Finance, the mortgage market, Mortgage Banking, Primary Mortgage Market, Secondary Mortgages Markets, Securitization, Housing Finance System in Developed Countries, Housing Finance Systems and Applications in Turkey, positions of properties against Tax Laws.

Name of Lecturer(s)
Learning Outcomes
1.Defines concepts related to housing finance.
2.Explains mortgage systems.
3.Analyzes types and risks of housing loans.
4.Evaluates collateralization and repayment structures.
5.Explains legal regulations in housing finance.
6.Interprets the role of financial institutions in the housing market.
Recommended or Required Reading
Weekly Detailed Course Contents
Week 1 - Theoretical
The subject, aim and method of the course, housing finance systems within the legal structure of enterprises
Week 2 - Theoretical
Housing Finance requirements in Turkey
Week 3 - Theoretical
Housing Finance Methods
Week 4 - Theoretical
Housing Finance for Project Developers
Week 5 - Theoretical
Housing Financing Methods for End Users
Week 6 - Theoretical
Mortgage Loans according to Repayment Methods
Week 7 - Theoretical
Available Housing Finance System and Practice of Deficit in Turkey
Week 8 - Theoretical
Investigation of Economic Data Selected Countries and Turkey
Week 9 - Theoretical
US, European Union and Turkey Mortgage Markets
Week 10 - Theoretical
Housing Finance Applications
Week 11 - Theoretical
Housing Finance Applications
Week 12 - Theoretical
Housing Finance Applications
Week 13 - Theoretical
Discussion and Conclusion
Week 14 - Theoretical
Discussion and Conclusion
Assessment Methods and Criteria
Type of AssessmentCountPercent
Midterm Examination1%40
Final Examination1%60
Workload Calculation
ActivitiesCountPreparationTimeTotal Work Load (hours)
Lecture - Theory142370
Midterm Examination125126
Final Examination128129
TOTAL WORKLOAD (hours)125
Contribution of Learning Outcomes to Programme Outcomes
PÇ-1
PÇ-2
PÇ-3
PÇ-4
PÇ-5
PÇ-6
PÇ-7
PÇ-8
PÇ-9
PÇ-10
OÇ-1
4
4
3
2
3
2
2
3
2
2
OÇ-2
4
4
3
2
3
2
2
3
2
2
OÇ-3
4
4
4
3
4
3
2
3
2
3
OÇ-4
4
4
4
3
4
3
2
3
2
3
OÇ-5
4
4
4
3
4
3
3
3
2
3
OÇ-6
4
4
4
3
4
3
3
3
2
4
Adnan Menderes University - Information Package / Course Catalogue
2026