Information Package / Course Catalogue
Financial Literacy
Course Code: ISL445
Course Type: Non Departmental Elective
Couse Group: First Cycle (Bachelor's Degree)
Education Language: Turkish
Work Placement: N/A
Theory: 3
Prt.: 0
Credit: 3
Lab: 0
ECTS: 5
Objectives of the Course

To inform about the basic concepts of finance and to raise awareness on finance-related issues. It is aimed to provide individuals with the necessary knowledge and skills to make healthy and rational decisions on issues such as spending, savings, financing and investment in both their private and working lives.

Course Content

Concept of financial literacy, basic concepts of finance and economy, interest calculations, financial system, money and capital markets, financial instruments, cash budget, break-even analysis, alternative financial sources, investment decisions.

Name of Lecturer(s)
Learning Outcomes
1.Explains financial concepts and terms.
2.Improves budgeting and saving skills.
3.Evaluates credit use and debt management.
4.Defines basic investment instruments.
5.Analyzes financial risks.
6.Applies financial decision-making processes.
Recommended or Required Reading
1.Gökmen, Habil (2012) Finansal Okuryazarlık, Hiperlink Yayınları, İstanbul
2.SPK Finansal Okuryazarlık Eğitim İçerikleri ve finansalokuryazarlik.gov.tr platformu.
3.Parasız, İlker (2013), Para Banka ve Finansal Piyasalar, Ezgi Kitabevi Yayınları, Bursa
Weekly Detailed Course Contents
Week 1 - Theoretical
The concept, definition and scope of financial literacy
Week 1 - Preparation Work
Research the concept of financial literacy and examine the basic relationships among financial knowledge, financial behaviour, and financial attitudes.
Week 2 - Theoretical
Basic Concepts of Finance and Economy
Week 2 - Preparation Work
Review fundamental concepts of finance and economics, including income, expenditure, saving, investment, inflation, interest, supply, and demand.
Week 3 - Theoretical
Business Finance and Financial Management
Week 3 - Preparation Work
Examine the primary financial objectives of businesses and the roles of financial managers in investment, financing, and dividend distribution decisions.
Week 4 - Theoretical
Accounting System, Output of Accounting System Financial Statements
Week 4 - Preparation Work
Review the fundamental functions of accounting and research the purposes of the balance sheet, income statement, and statement of cash flows.
Week 5 - Theoretical
Reading and Interpreting Financial Statements
Week 5 - Preparation Work
Examine a company’s balance sheet and income statement and identify its main asset, liability, equity, revenue, and expense items.
Week 6 - Theoretical
Time Value of Money, Present and Future Value Concepts and Interest Calculations
Week 6 - Preparation Work
Review the concepts of simple and compound interest and examine basic present value and future value calculations.
Week 7 - Theoretical
Financial System and Financial Intermediary Institutions
Week 7 - Preparation Work
Research the fundamental functions of the financial system and examine the roles of banks, insurance companies, investment institutions, and other financial intermediaries.
Week 8 - Theoretical
Financial Markets: Money Market, Capital Market and Derivative Markets
Week 8 - Preparation Work
Research the main characteristics of money, capital, and derivatives markets and examine their differences in terms of maturity, instruments, and purpose.
Week 9 - Theoretical
Financial Instruments (Securities)
Week 9 - Preparation Work
Review the basic characteristics of deposits, bonds, treasury bills, shares, investment funds, and derivative instruments.
Week 10 - Theoretical
Financing Sources and Financing Decisions
Week 10 - Preparation Work
Examine the short-term and long-term sources of finance available to businesses through equity and debt financing.
Week 11 - Theoretical
Asset and Investment Concepts, Cash and Other Asset Management
Week 11 - Preparation Work
Review the concepts of current and non-current assets and research the importance of cash, receivables, and inventory management for businesses.
Week 12 - Theoretical
Investment Decisions and Methods Used in Investment Decisions
Week 12 - Preparation Work
Examine the basic characteristics of the payback period, net present value, and internal rate of return methods used to evaluate investment projects.
Week 13 - Theoretical
Financial Planning
Week 13 - Preparation Work
Research short-term and long-term financial planning and examine the relationship between sales forecasts and a company’s financing needs.
Week 14 - Theoretical
Budgets and Breakeven Analysis
Week 14 - Preparation Work
Review the concepts of fixed cost, variable cost, total cost, sales revenue, and contribution margin, and examine a basic break-even point calculation.
Assessment Methods and Criteria
Type of AssessmentCountPercent
Assignment1%5
Quiz1%10
Midterm Examination1%25
Final Examination1%60
Workload Calculation
ActivitiesCountPreparationTimeTotal Work Load (hours)
Lecture - Theory141356
Assignment1336
Quiz1101
Midterm Examination125126
Final Examination135136
TOTAL WORKLOAD (hours)125
Contribution of Learning Outcomes to Programme Outcomes
PÇ-1
PÇ-2
PÇ-3
PÇ-4
PÇ-5
OÇ-1
5
OÇ-2
5
OÇ-3
4
OÇ-4
4
OÇ-5
4
OÇ-6
5
Adnan Menderes University - Information Package / Course Catalogue
2026