Information Package / Course Catalogue
Basic Credit Information
Course Code: BSN207
Course Type: Required
Couse Group: Short Cycle (Associate's Degree)
Education Language: Turkish
Work Placement: N/A
Theory: 2
Prt.: 0
Credit: 2
Lab: 0
ECTS: 4
Objectives of the Course

Credits are one of the most well known topics of banking. Credits are on the asset side of a bank’s balance sheet and one of the most important issues of banking. With this course it is aimed to give essential information about credits to students who have basic knowledge about banking.

Course Content

Definition of credit. Crediting process, things to take into consideration about crediting process, types of credits. How can a credit become a non-performing loan.

Name of Lecturer(s)
Learning Outcomes
1.Explains the basic concepsts about credits.
2.Explains how to reduce credit risks.
3.Explains the basic konowledge about how the credit facilities can be provided and who can get loans.
4.Explains the basic konowledge about credit porcesses.
5.Clasifies types of credits.
Recommended or Required Reading
1.“Bankalarda Kredi Yönetimi” -Yök Dersleri Platformu Anadolu Üniversitesi Açıköğretim Fakültesi Yayınları
2.“Temel Kredi Bilgileri” -Yök Dersleri Platformu İstanbul Üniversitesi Açık ve Uzaktan Eğitim Fakültesi Yayınları
3.“Temel Kredi İşlemleri” -Yök Dersleri Platformu Atatürk Üniversitesi Açıköğretim Fakültesi Yayınları
4.“Banka İşlemleri”, Yazar: Alptekin GÜNEY
5."Genel Bankacılık Bilgileri", Yazar: Adalet HAZAR, Şenol BABUŞCU
Weekly Detailed Course Contents
Week 1 - Theoretical
Description of credits, its functions and elemets
Week 1 - Preparation Work
Pre-preparation for Description of credits, its functions and elemets
Week 2 - Theoretical
Reasons of credit need. Basic concepts of credit
Week 2 - Preparation Work
Pre-prepaation for reasons of credit need. Basic concepts of credit
Week 3 - Theoretical
Things to reduce the risk of credit.
Week 3 - Preparation Work
Pre-preparation for things to reduce the risk of credit.
Week 4 - Theoretical
Definition of risk group and legally stipulated limits in the concept of credit. Who can be able to use credits?
Week 4 - Preparation Work
Pre-preparation for definition of risk group and legally stipulated limits in the concept of credit. Who can be able to use credits?
Week 5 - Theoretical
Crediting process of banks
Week 5 - Preparation Work
Pre-preparation for crediting process of banks
Week 6 - Theoretical
Principles of crediting
Week 6 - Preparation Work
Pre-preparation for principles of crediting
Week 7 - Theoretical
Principles of crediting
Week 7 - Preparation Work
Pre-preparation for principles of crediting
Week 8 - Theoretical
Types of credits
Week 8 - Preparation Work
Pre-preparation for types of credits
Week 9 - Theoretical
Types of credits-Cash credits
Week 9 - Preparation Work
Pre-preparation for types of credits-Cash credits
Week 10 - Theoretical
Types of credits-Cash credits
Week 10 - Preparation Work
Pre-preparation for types of credits-Cash credits
Week 11 - Theoretical
Types of credits-Non-cash credits
Week 11 - Preparation Work
Pre-preparation for types of credits-Non-cash credits
Week 12 - Theoretical
Types of credits-Non-cash credits
Week 12 - Preparation Work
Pre-preparation for types of credits-Non-cash credits
Week 13 - Theoretical
Early warning signals in credits and problematic-non performing credits
Week 13 - Preparation Work
Pre-preparation for early warning signals in credits and problematic-non performing credits
Week 14 - Theoretical
Early warning signals in credits and problematic-non performing credits
Week 14 - Preparation Work
Pre-preparation for early warning signals in credits and problematic-non performing credits
Week 15 - Preparation Work
Week 16 - Preparation Work
Week 17 - Preparation Work
Week 18 - Preparation Work
Week 19 - Preparation Work
Week 20 - Preparation Work
Week 21 - Preparation Work
Week 22 - Preparation Work
Week 23 - Preparation Work
Week 24 - Preparation Work
Week 25 - Preparation Work
Week 26 - Preparation Work
Week 27 - Preparation Work
Week 28 - Preparation Work
Week 29 - Preparation Work
Week 30 - Preparation Work
Week 31 - Preparation Work
Week 32 - Preparation Work
Assessment Methods and Criteria
Type of AssessmentCountPercent
Assignment1%5
Quiz1%5
Midterm Examination1%30
Final Examination1%60
Workload Calculation
ActivitiesCountPreparationTimeTotal Work Load (hours)
Lecture - Theory142256
Assignment1505
Quiz1505
Midterm Examination113013
Final Examination120020
TOTAL WORKLOAD (hours)99
Contribution of Learning Outcomes to Programme Outcomes
PÇ-1
PÇ-2
PÇ-3
PÇ-4
PÇ-5
PÇ-6
PÇ-7
PÇ-8
PÇ-9
PÇ-10
PÇ-11
PÇ-12
PÇ-13
PÇ-14
OÇ-1
5
2
3
3
1
2
1
2
1
OÇ-2
3
3
5
3
1
5
1
1
3
1
OÇ-3
5
4
5
4
1
4
2
1
3
1
OÇ-4
5
3
5
3
2
4
1
1
3
1
OÇ-5
4
2
5
3
1
3
1
2
1
Adnan Menderes University - Information Package / Course Catalogue
2026