Information Package / Course Catalogue
| Course Code | : BSS207 |
| Course Type | : Required |
| Couse Group | : Short Cycle (Associate's Degree) |
| Education Language | : Turkish |
| Work Placement | : N/A |
| Theory | : 2 |
| Prt. | : 0 |
| Credit | : 2 |
| Lab | : 0 |
| ECTS | : 4 |
The aim of this course is to provide students with basic knowledge and skills on the functioning of credit in the banking system, types of credit, credit creation process and credit risk management. At the end of the course, it is aimed that students will be able to evaluate basic credit activities in the banking sector by analyzing credit processes, credit markets and rating practices.
In this course, banking and risk concepts, Turkish banking system, bank balance sheet and loan creation process, as well as the definition, elements, features and limits of loan are discussed. Additionally, factors affecting loan supply and demand, loan types, loan agreements, credit risk management and rating practices are examined.
| 1. | Explains the structure of the Turkish banking system, the economic functions of banks and their roles in credit processes. |
| 2. | It evaluates the credit creation process of banks and their impact on the financial system by analyzing the basic elements of the bank's balance sheet. |
| 3. | Explains the definition of credit, its elements, features, limits and factors affecting credit supply and demand. |
| 4. | Compares individual and commercial loan types; Interprets the loan allocation process, loan agreements and collateral practices |
| 5. | It conducts basic analyzes regarding credit assessment by explaining the basic methods used in credit risk management and rating processes. |
| 1. | Mehmet Vurucu, Mustafa Ufuk Arı, Credit Information in Banking |
| 2. | Tanju Eski, Credit Transactions |
| Type of Assessment | Count | Percent |
|---|---|---|
| Attending Lectures | 1 | %5 |
| Quiz | 1 | %5 |
| Midterm Examination | 1 | %30 |
| Final Examination | 1 | %60 |
| Activities | Count | Preparation | Time | Total Work Load (hours) |
|---|---|---|---|---|
| Lecture - Theory | 14 | 1 | 2 | 42 |
| Individual Work | 10 | 2 | 2 | 40 |
| Quiz | 1 | 3 | 1 | 4 |
| Midterm Examination | 1 | 6 | 1 | 7 |
| Final Examination | 1 | 6 | 1 | 7 |
| TOTAL WORKLOAD (hours) | 100 | |||
PÇ-1 | PÇ-2 | PÇ-3 | PÇ-4 | PÇ-5 | PÇ-6 | PÇ-7 | PÇ-8 | PÇ-9 | PÇ-10 | PÇ-11 | PÇ-12 | PÇ-13 | PÇ-14 | |
OÇ-1 | 4 | 5 | 2 | 2 | 4 | |||||||||
OÇ-2 | 4 | 5 | 5 | 2 | 3 | |||||||||
OÇ-3 | 5 | 5 | 2 | 3 | 2 | |||||||||
OÇ-4 | 2 | 5 | 4 | 4 | 2 | |||||||||
OÇ-5 | 2 | 5 | 5 | 2 | 2 | |||||||||